Heating finance for Scottish businesses, farms and holiday lets
As well as serving Scottish homeowners, we arrange no-obligation surveys and quotes for commercial heat pumps, farm workshops, rural business premises and holiday lets across Scotland. Interest-free credit up to £30,000, subject to status. Whether you run a holiday cottage in the Highlands, a farm shop in Fife, or a rural workshop off the gas grid, we can arrange a survey and a written quote for a heating system that suits your premises.
What types of business heating do we arrange?
We arrange surveys and quotes for commercial air source heat pumps, hybrid systems, and boiler replacements for a range of Scottish business premises including farms, rural workshops, holiday lets, small offices and retail units.
Many rural Scottish businesses are off the gas grid and rely on oil, LPG or electric heating — all of which can be expensive and subject to price volatility. An air source heat pump offers a lower-carbon alternative that runs on electricity and extracts heat from the outside air. For businesses that need reliable high-temperature heating on the coldest days, a hybrid system pairs a heat pump with a conventional boiler for backup. The survey establishes what your premises need and the quote sets out the full cost.
How does commercial heating finance work?
The process is the same as for homeowners: enquiry, no-obligation survey, written quote with finance options, and MCS-certified installation. Interest-free credit up to £30,000, subject to status, with terms confirmed in writing before you commit.
You can use the same online quote form — just select "Business / commercial heating" from the interest dropdown. A member of our team will contact you to arrange a survey at your premises. The surveyor assesses your current heating, calculates the heat demand of your building, and recommends a system sized to your needs. After the survey you receive a written, itemised quote with finance options if requested. There is no charge for the survey and no obligation to accept the quote. If you go ahead, the installation is carried out through our MCS-certified partners. See our how it works page for the full process.
Are heat pumps suitable for Scottish farms and rural businesses?
Yes, particularly for off-gas-grid premises currently using oil or LPG. The survey assesses insulation, heat demand, radiator sizing, and external space for the heat pump unit.
Many Scottish farms and rural businesses have buildings that are well-suited to heat pumps — particularly modern farm shops, holiday cottages with good insulation, and workshops where underfloor heating can be installed. The survey calculates the heat loss of the building room by room, checks whether existing radiators are large enough for a heat pump's lower flow temperatures, and assesses external space for the unit. For older, harder-to-heat buildings, a hybrid system may be more appropriate. The survey gives you a clear, no-obligation answer. For a breakdown of cost factors, see our heating system costs page.
What about holiday lets and self-catering cottages?
Yes — we arrange surveys and quotes for holiday lets and self-catering cottages across Scotland. A reliable, efficient heating system is essential for guest comfort and for keeping energy costs manageable between bookings.
Many holiday let owners are replacing older, inefficient oil or LPG boilers with air source heat pumps, which offer lower running costs and a lower carbon footprint — an increasingly important selling point for eco-conscious guests. Finance allows you to upgrade the heating without paying the full cost upfront, and the improved system can pay for itself over time through reduced energy bills. Interest-free credit up to £30,000, subject to status — check areas we cover to see if we serve your location, or request a quote.
Ready to spread the cost of a new heating system?
Arrange a no-obligation survey and quote. Interest-free credit up to £30,000, subject to status — for homeowners across Scotland.
Get a quote Call 0141 230 0198Frequently asked questions
Can I get finance for a commercial heat pump?
Yes. Interest-free credit up to £30,000, subject to status, is available for commercial heat pump installations as well as residential. Finance options are included in your written quote after the survey.
Do you arrange heating for holiday lets?
Yes. We arrange surveys and quotes for holiday lets and self-catering cottages across Scotland, including off-gas-grid properties where an air source heat pump can replace an oil or LPG boiler.
Is the survey no-obligation for businesses too?
Yes. The survey and written quote are provided with no obligation and no charge, whether you are a homeowner or a business. You only pay if you decide to proceed with the installation.
How do I enquire about business heating?
Use the same online quote form and select "Business / commercial heating" from the dropdown, or call us on 0141 230 0198. We will arrange a survey at your premises at a convenient time.
Related guides
Last updated: 28 October 2026 · Reviewed by the Scottish Energy Efficiency team